With respect to small business, NDCC will review and thoroughly analyze past financial performance and current methods of financing the business.

NDCC specializes in consulting with businesses that are growth-oriented but which may be having difficulty locating the proper financing to support the business's desired level of growth. More specifically, NDCC is interested in businesses which may have bank financing in place but which have discovered that their bank has a very limited taste for credit risk associated with financing growth-oriented businesses.

The results of the analysis are provided in a detailed written report addressed directly to the small business owner and are complete with financial spread sheets, supporting schedules and an exact narrative explanation of findings. The report includes internal comparative performance of the business from period to period and an external comparison of performance to peers in its industry.

At the business owner's option, NDCC will meet jointly with the business owner and its banker prior to or subsequent to the analysis and its findings. NDCC also has the ability to act as a middleman between some small businesses and some capital sources other than banks. 

NDCC consults with banks about their loan portfolios and with Chapter 11 bankruptcy attorneys for verification of plans to be filed with the court. The company also provides part-time Senior Credit Officer services to community banks.